Welcome to Pak Economist, its website https://pakeconomist.com/ (the “Site”). Please read the following TERMS of USE carefully as it sets out the terms of a legally binding agreement between you (the reader) and Pak Economist.
ACCEPTANCE OF TERMS OF USE
Please read the following terms and conditions as these terms of use (“Terms”) constitute a legally binding agreement between you and the Company regarding your browsing, access, and use of the Site and any functionalities, features, information, contests, services, products offered by the Company including but not limited to delivery of specialized content, subscription-based services, content and premium services via the Site, any mobile or internet-connected device or otherwise (the “Service”).
“User”, “you” or “your”: means any person, who is accessing, using the Site, in any manner whatsoever, and is of 18 years of age or older, capable to enter into a legally binding agreement under the laws of Pakistan.
You agree to be bound by these Terms by accessing the Site or Service. You hereby represent and warrant to the Company that you are at least eighteen (18) years of age or above and are capable of entering, performing and adhering to these Terms and that you agree to be bound by the following terms and conditions. While individuals under the age of 18 may access and use the site, they shall do so only with the involvement & guidance of their parents and / or legal guardians. You agree to register prior to uploading any content and / or comment and any other use or Services of this Site and provide your details including but not limited to complete name, age, email address, residential address, and contact number.
The Company reserves the right, at its discretion, to change, modify, add, or remove portions of these Terms at any time by posting the amended Terms. Please check these Terms periodically for changes. Your continued use of the site or Services after the posting of changes constitutes your binding acceptance of such changes. In addition, when using any particular services, you may be subject to any posted guidelines, rules, product requirements or sometimes additional terms applicable to such services. All such guidelines, rules, product requirements or sometimes additional terms are hereby incorporated by reference into the Terms.
Further, Pak Economist reserves the right to suspend / cancel, or discontinue any or all channels, products or service at any time without notice, make modifications, and alterations in any or all of the content, products and services contained on the Site without prior notice.
OWNERSHIP/USE OF MATERIAL APPEARING ON THE GUARDIAN SITE
The Site, Services, and the Company Content are protected by copyright, trademark, and other applicable laws. Except as expressly provided in these Terms, Company and its licensors exclusively own all rights, title, and interest in and to the Site, Services, and the Company Content, including all associated intellectual property rights.
You may not copy, modify, upload, reproduce, post, transmit, or distribute, in any manner, the material on Pak Economist.Com, including text, data, surveys, videos, graphics, code, and/or software.
You may print or download extracts from the Site of Pak Economist only for your personal / individual, non-commercial use only. You must not retain any copies of these pages saved to disk or to any other storage medium except for the purposes of using the same for subsequent viewing purposes or to print extracts for personal / individual use
You may not remove, alter or obscure any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying the Site, Services, or Company Content.
You may be able to access, review, display or use third party services, resources, content or information via the Site or the Services.
Pak Economist, company claims no ownership interest in any Third Party Content and expressly disclaims any liability concerning those materials.
In the case of information, content, or material that you submit to any public areas (such as bulletin boards, forums, etc.) or by email or by any other means to Pak Economist, you agree to grant to Pak Economist a non-exclusive, royalty-free, worldwide, sub-licensable, perpetual license to reproduce, distribute, transmit, create derivative works of, and publicly display the submitted information, content or material.
You also grant Pak Economist the right to use your name in connection with the submitted materials and other information as well as in connection with all marketing, advertising, and promotional material related thereto. You agree that you shall have no recourse against Pak Economist for any alleged or actual infringement or misappropriation of any proprietary right in your communications to Pak Economist.
If you believe that any content on the Pak Economist website constitutes copyright infringement of another party’s rights (including your own), you agree to inform us and give us reasonable time to check the veracity and legality of your contention and to remove the alleged infringement, if justified.
USER SUBMISSIONS
All like text, data, graphics, images, photos, video or audiovisual content, hypertext links and any other content that the Company allows its users to uploads, posts, flips, compiles or otherwise provided to Company via the Site and Services, as applicable.
LIMITED LICENSE
Subject to your compliance with the Terms herein, the Company hereby grants you a personal, limited, non-exclusive, non-transferable, freely revocable license to use the Services for personal and non-commercial use only. Except for the foregoing limited license, no right, title or interest shall be transferred to you. Content on the Site and/or the Services is provided to you just for your information/knowledge and personal use only and may not be used, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any other purposes whatsoever without the prior written consent of the respective owners.
We reserve all rights not expressly granted in and to the Site and/or the Services and the content. These Terms do not authorize you to, and you may not, reproduce, distribute, publicly display, publicly perform, communicate to the public, make available, create derivative works of or otherwise use or exploit any Third Party Content or User Submissions in violation of applicable copyright law. Any unauthorized use of the contents or the Services will result in termination of the limited license granted by the Company and cancellation of your membership. Use of Site or the Services for any unauthorized purpose may result in severe civil and criminal penalties.
DISCLAIMER OF WARRANTIES AND LIABILITY
You understand and agree that the Company provides the Services on ´as-is´ ´with all faults´ and ´as available´ basis. All information posted on Pak Economist has been generated or obtained from sources believed to be reliable. We do not make any representation, warranty, or assurance nor represent that all the information provided herewith is absolutely accurate or complete and it should not be relied upon as such. You agree that use of the Site or the Services is at your risk. All warranties including without limitation, the implied warranties of merchantability, fitness for a particular purpose, for the title and non-infringement are disclaimed and excluded.
Pak Economist will not be responsible for any error of fact, opinion, or recommendation and also for any loss, financial or otherwise, resulting from business or trade or speculation conducted, or investments made on the basis of the information posted here.
The Company does not warrant that any of the software used and or licensed in connection with the Services will be compatible with other third party software or devices nor does it warrant that operation of the Services and the associated software will not damage or disrupt other software or hardware.
Pak Economist merely endeavors to provide a platform where you and another party may interact, exchange information, or carry out sale/purchase transactions on such terms and in the manner mutually agreed between you and the other party. Pak Economist does not have any involvement in the actual transactions between the buyers and sellers in any way. It is only you, who is entirely responsible for all the activities, arising out of the transactions of sale/purchase of goods or services offered by any other party and not Pak Economist. Pak Economist will not be liable for any loss that you may incur while selling or purchasing goods /services of the third party.
We also do not vouch for the veracity, accuracy, reliability, or completeness of any comments, articles, dates, information, number, survey, ranking and other data provided by our advertisers in their advertisements or on their own websites linked to Pak Economist under any arrangement. Nor do we vouch for the veracity or genuineness of any of the services and products advertised on Pak Economist. Visitors dealing or transacting with our advertisers or linked websites do so at their own risk and responsibility.
Under no circumstances will Pak Economist be held responsible or liable, in any way, for any content which in Legal opinion is derogatory, defamatory, threatening, obscene or offensive or offends public sensibilities or morals and shall also not assume liability for any errors or omissions in any content, data, survey, ranking, number, information error or for any loss or damage of any kind incurred as a result of the use of any content posted or uploaded on the Site, or any infringement of another’s rights, including intellectual property rights. You specifically agree that Pak Economist is not responsible for any content sent using and/or included in Pak Economist’s site/service by any third party.
Pak Economist, its affiliates, successors, assigns, and each of their respective investors, directors, officers, employees, agents, and suppliers (including distributors and content licensors) shall not be liable, at any time for any, direct, indirect, punitive, incidental, special, consequential, damages arising out of or in any way connected with the use of Site or the Services, whether based in contract, tort, strict liability, or other theory, even if the Company has been advised of the possibility of damages.
You understand that Pak Economist cannot and does not guarantee or warrant that files available for downloading through Pak Economist will be free of infection or viruses, worms, Trojan horses, or other codes that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining your own means for the reconstruction of any lost data.
Pak Economist disclaims any responsibility for the completeness or accuracy of any directory here or the results offered by any Search feature on Pak Economist.Com.
RESTRICTIONS/USER-CREATED CONTENT:
Pak Economist includes comments sections, blogs and other interactive features that allow interaction between users and Pak Economist.
You are solely responsible for the content of your Messages. If you wish to view or participate then you must comply with any rules posted by Pak Economist.com. You may not:
* Post, link to or otherwise publish any Messages that infringe copyright;
* Not post comments that are discriminatory in nature, for example, comments which make attacks on the grounds of race, religion, sex, gender, sexual orientation, disability or age.
* Post, link to or otherwise publish any Messages that are illegal, libelous, and defamatory or may prejudice ongoing legal proceedings or breach a court injunction or other order;
* Transmit any message, information, data, text, software or images, or other content or material that is unlawful, harmful, threatening, abusive, tortuous, obscene or otherwise objectionable, or that may invade another’s right of privacy or publicity;
* Impersonate any person or entity, including but not limited to, an official of Pak Economist, forum leader, guide or host or falsely state or otherwise misrepresent your affiliation with a person or entity;
* Respectfully challenge different points of view but not personally attack other commentators.
* Post Messages in any language other than English and disguise the origin of Messages;
* Post or otherwise publish any Messages unrelated to the Forum or the topic;
* Post, link to or otherwise publish any Messages with recommendations to buy or refrain from buying a particular security or which contain confidential information of another party or which otherwise have the purpose of affecting the price or value of any security;
* Not collect or store other users personal data;
* Post or transmit any unsolicited advertising, promotional materials, “junk mail”, “spam,” “chain letters,” “pyramid schemes” or any other form of solicitation, commercial;
* Violate any applicable local, provincial, state, national or international law;
* Upload or transmit any material that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party;
* Not post or transmit any UGC that contains software viruses, files or code designed to interrupt, destroy or limit the functionality of Pak Economist.com or any computer software or equipment.
INDEMNIFICATION
All Content of Pak Economist.com and services are provided ‘as is’ and you agree to defend, indemnify, and hold harmless Pak Economist.Com, its affiliates, agents, suppliers, licensors, and each of their respective officers, directors, and employees from any and all claims, liabilities, costs, and expenses, including, but not limited to, attorneys’ fees and expenses, arising out a breach by you or any user of your account of these terms and conditions or privacy policy or arising out of a breach of your obligations, representation and warranties under these terms and conditions.
In no event will Pak Economist.com be liable for any incidental, consequential, or indirect damages (including, but not limited to, damages for loss of profits, business interruption, loss of programs or information, and the like) arising out of the use of or inability to use the service, or any information, or transactions provided on the service, or downloaded from the service, or any delay of such information or service.
Pak Economist is not responsible for your use or misuse of or access to the Site or the Services, violation of any law, regulation, or third party right, including without limitation any copyright, property, privacy right, or any claim that you have caused damage to a third party and any content or material submitted by you.
Pak Economist will not be responsible to you for any loss or damage suffered by your business, such as lost data, Research report mistake, survey or rankings error, lost profits, or any business interruption.
LAW AND JURISDICTION
If you are a user of Pak Economist Digital services or website you agree that any legal action or proceeding between Pak Economist and you for any purpose occurs in any jurisdiction across the world these terms and conditions will be subject to Pakistani law.
In this case, to the extent possible in the applicable jurisdiction, both you and we agree that the competent courts in Lahore Pakistan will have non-exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these terms and conditions.
RELATIONSHIP
None of the provisions of the Terms shall be deemed to constitute a partnership or agency between you and Pak Economist (the Company) and you shall have no authority to bind Pak Economist in any manner, whatsoever. This agreement is solely for your and the Company’s benefit and not for the benefit of any other person, except for permitted successors and assigns under this Agreement.
LIMITED TIME TO BRING YOUR CLAIM
You and Pak Economist (the Company) agree that any cause of action arising out of or related to the use of the Website or the Digital Services must commence within one (1) year after the cause of action accrues otherwise, such cause of action will be permanently barred.
INTERNATIONAL USE
You know and recognize the global nature of the internet, and you agree to comply with all local rules including, without limitation, rules about the internet, data, email, or privacy.
TERMINATION
The Pak Economist (the Company) may terminate or suspend your access to PE Content at any time.
The Pak Economist may, in its discretion, terminate or suspend your access to and/or use of all or part of the Website and/or a Digital Application with a cause or without cause by delivering notice to you.
GENERAL TERMS
You may not license or transfer any of your rights under these terms and conditions. We, Pak Economist may transfer any of our rights or obligations under these terms and conditions to any individual, organization, or entity but if we do so we will ensure that any company/individual/entity to whom we transfer our rights or obligations will continue to honor your rights under them. Any resultant changes to the terms and conditions will be intimated to you via email and updated on this website.
If any provision of these terms and conditions is found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of these terms and conditions, which will remain in full force and effect.
Failure by either party to exercise any right or remedy under these terms and conditions does not constitute a waiver of that right or remedy. Headings in these terms and conditions are for convenience only and will have no legal meaning or effect.
NOTE:
Any rights not expressly granted herein are reserved.
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DISCLAIMER:
All information, news reports, and feature articles posted on Pak Economist.com has been generated or obtained from sources believed to be reliable and seek to present an unbiased picture of developments in the markets, the corporate world, and the government. Actual developments can be different owing to circumstances beyond Pak Economist’s control and knowledge. We, Pak Economist do not make any representation, warranty, or assurance nor represent that all the information provided herewith is absolutely accurate or complete and it should not be relied upon as such. As well as we do not take any responsibility for an investment or business decisions taken by readers on the basis of reports and articles published on the Pak Economist.com.
We, PE will not be responsible for any error of fact, opinion, survey, rankings, or recommendation and for any loss, financial or otherwise, resulting from business or trade or speculation conducted, or investments made on the basis of the information posted here.
Viewing this Pak Economist website stipulates that you have read and agreed to this disclaimer, fully understand it and that you indemnify the editors, writers, correspondents, designers, owners, directors, officers, managers, agents, and all employees of this website harmless from all liens or claims, financial or otherwise, whatsoever arising from your use, or business or trade or speculation conducted, or investments made on the basis of the rates, comments, articles, dates, information and other data provided by us and/or our advertisers.
The readers are expected to form their own judgment. All rights reserved by Pak Economist. Any printing, publication, reproduction, transmission, or re-dissemination of the contents, in any form or by any means, is prohibited without the written consent of Pak Economist. Any such prohibited and unauthorized act by any person/legal entity shall invite civil and criminal liabilities.
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THE PAK ECONOMIST COOKIE POLICY
When you visit, or access Pak Economist.com and affiliate website, mobile site, mobile application, electronic newsletter, or other digital products of Pak Economist, the following Cookie Policy (collectively “Site”) applies.
We use cookies and similar tools to improve and enhance your user experience.
By using the Site, you agree that we can use these technologies as described in this Cookie Policy. We hope that this Cookie Policy helps you understand, and feel more confident about, our use of cookies and other tracking technologies.
We may change this Cookie Policy at any time, the date of the policy is the last revised document and the latest policy which effectively replaces all earlier policies on this topic.
WHAT ARE COOKIES?
Cookies are small text files which a website may place on your computer or device when you visit a site. The cookie will help the website, or another website, to recognise your device the next time you visit. Web beacons, pixels or other similar files can also do the same thing. We use the term “cookies” in this policy to refer to all files that collect information in this way.
Cookies serve many functions. For example, they can help us to remember your username and preferences analyse how well our Sites are performing, or allow us to recommend content we believe will be most relevant to you.
The majority of websites use cookies to collect and retain personal information about their visitors. Most cookies collect general information, such as how visitors arrive at and use our Sites, the device they are using, their internet protocol address (IP address), what pages they are viewing and their approximate location (for example, we would be able to recognise that you are visiting our Sites from Karachi).
PURPOSE OF COOKIES
We group our cookies into the below categories.
Essential cookies – Some cookies are essential for the operation of our Sites. This includes cookies for the following purposes:
Access – we use these cookies to identify subscribers and ensure access to subscription only pages, including premium access.
Billing – if your subscription is provided by your employer or educational institution under a group subscription, we use cookies for the purposes of measuring activity and billing.
Functionality – we use functionality cookies to allow us to remember your preferences. For example, we use functionality cookies to provide you with enhanced services, such as allowing you to watch a video online or comment on a blog.
Social Networking Cookies – Our products may have social plug-in capabilities which may include tracking cookies used to track both members and non-members of social networks for additional purposes such as behavioral advertising, analytics, and market research.
Performance – we use these cookies to monitor Site performance. This allows us to provide a high quality experience by quickly identifying and fixing any issues that arise. For example, we might use performance cookies to track error messages, and to determine improvements to our Sites.
Analytics – we use cookies to help us understand our audience and the success of advertising campaigns. For example, we count articles views to present ‘Most Read’ content. We also use analytics cookies to keep track of how many advertising impressions have been served for a campaign and to manage the frequency at which you see the same adverts.
Fraud prevention – we use cookies to monitor and prevent suspicious activity and fraudulent traffic
HOW DO THIRD PARTIES USE COOKIES FOR ADVERTISING?
We share and receive online data collected through cookies and similar technology with our advertising partners. This means that when you are on another website, you may be shown advertising based on your browsing patterns on our sites. We may also show you advertising on our sites based on your browsing patterns on other sites that we have obtained from our advertising partners.
Online retargeting is another form of online advertising that allows us and some of our advertising partners to show you advertising based on your browsing patterns and interactions with other sites. The use of cookies may mean that when you are on another site, you may be shown advertising based on what you have looked at on our sites. For example, if you have visited the website of an online clothes shop, you may start seeing adverts from that same shopping site displaying special offers or showing you the products you were browsing. This allows companies to advertise to you if you leave their website without making a purchase.
Other organisations also collect user information on our sites through cookies, tags and pixels. Tags and pixels, also known as web beacons, are similar to cookies but are collected through embedded images.
If you are based in the European Union and would like to learn more about how advertisers use these types of cookies or to choose not to receive them, please visit www.youronlinechoices.eu. If you are based in the United States and would like to learn more, please visit http://www.aboutads.info/choices/.
HOW DO I MANAGE MY COOKIE PREFERENCES?
You may refuse to accept cookies from the Site at any time by activating the setting on your browser which allows you to refuse cookies. You can refuse to accept Flash cookies from the Site using Adobe’s Flash management tools at http://www.adobe.com/security/flashplayer
Further information about the procedure to follow in order to disable cookies can be found on your Internet browser provider’s website via your help screen
Please remember that if you choose to disable cookies, certain sections of our Sites may not work properly.
For more information about cookies and how to manage them, please visit:
If you would like to contact us about cookies please email